How appropriate that, today, World Contraception Day is only five days before the health insurance exchange opens. Not only can we celebrate the advances we have made in contraceptive development over the years, but we can also rejoice around the fact that birth control is now affordable and accessible to even more women.
Obamacare allows you to visit Planned Parenthood for the same preventive health care — with no co-pays!
Let’s start by celebrating the fact that women have options. Between rings, patches, pills, injections, IUDs (intrauterine devices), and implants — a woman can find a method that works best for her lifestyle. Of course, the search for the “perfect” method will continue — the contraceptive that not only prevents pregnancy and sexually transmitted diseases, but also tastes like chocolate. Fingers crossed!
Next, let’s take a moment to celebrate the fact that women have access to these methods. Through the Affordable Care Act (also known as health care reform or Obamacare), all health insurance plans must provide specific, no-cost, preventive health care coverage to women, which includes … drum roll … birth control!
Free birth control?!
On August 1, 2012, Food and Drug Administration-approved contraceptives became available to women for free (or without co-pay), and starting in January 2014, this benefit will apply to most private health insurance plans and health insurance plans through the exchanges.
As with all good news, there are always a few limitations. In the case of no-cost birth control, there are two things to watch out for:
- Women who are participants or beneficiaries in group health plans sponsored by religious employers might not be able to access this benefit. Why? As of August 1, 2013, group health plans established or maintained by certain religious employers, and insurance coverage provided in connection with such plans, are exempt from the requirement to cover contraceptive services.
- Yes, insurance companies are required to have all FDA-approved methods of contraceptives available. However, the specific brand of birth control pills that you like might be covered by one health care insurance plan and not another. It depends …
Some people might be thinking, “This is a great benefit, but I don’t have insurance, so it doesn’t really do me any good.”
Not true! The exciting news is, if you don’t have any kind of health insurance, the health insurance exchange opens on October 1, only five days from now. Through the health insurance exchange, you can find a plan that fits your needs and your budget. Plus, no matter what level of health insurance you choose, birth control without co-pay is included. Whew!
Now you might be thinking, “If I have health insurance, I guess I don’t need to come to Planned Parenthood anymore.”
Not true! Planned Parenthood accepts most insurance plans, both through the health insurance exchanges and private insurance. Whether you have insurance or not, Planned Parenthood is here for you.
Happy World Contraception Day, and cheers to more accessible and affordable contraception here in the United States!
Read more about Obamacare here: www.plannedparenthood.org/healthinsurance